aam zindagi
Mentos zindagi
Friday, October 24, 2008
Bankruptcy Concept..! Excellent Read..!
Once there was a little island country. The land of this country was the tiny island itself. The total money in circulation was 2 dollars as there were only two pieces of 1 dollar coins circulating around.
1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.
2) B decided to purchase the land from A for 1 dollar. So, now A and C own 1 dollar each while B owned a piece of land that is worth 1 dollar.
* The net asset of the country now = 3 dollars.
3) Now C thought that since there is only one piece of land in the country, and land is non producible asset, its value must definitely go up. So, he borrowed 1 dollar from A, and together with his own 1 dollar, he bought the land from B for 2 dollars.
*A has a loan to C of 1 dollar, so his net asset is 1 dollar.
* B sold his land and got 2 dollars, so his net asset is 2 dollars.
* C owned the piece of land worth 2 dollars but with his 1 dollar debt to A, his net residual asset is 1 dollar.
* Thus, the net asset of the country = 4 dollars.
4) A saw that the land he once owned has risen in value. He regretted having sold it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollars from B and acquired the land back from C for 3 dollars. The payment is by 2 dollars cash (which he borrowed) and cancellation of the 1 dollar loan to C. As a result, A now owned a piece of land that is worth 3 dollars. But since he owed B 2 dollars, his net asset is 1 dollar.
* B loaned 2 dollars to A. So his net asset is 2 dollars.
* C now has the 2 coins. His net asset is also 2 dollars.
* The net asset of the country = 5 dollars. A bubble is building up.
(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollars. The payment is by borrowing 2 dollars from C, and cancellation of his 2 dollars loan to A.
* As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollars.
* B owned a piece of land that is worth 4 dollars, but since he has a debt of 2 dollars with C, his net Asset is 2 dollars.
* C loaned 2 dollars to B, so his net asset is 2 dollars.
* The net asset of the country = 6 dollars; even though, the country has only one piece of land and 2 Dollars in circulation.
(6) Everybody has made money and everybody felt happy and prosperous.
(7) One day an evil wind blew, and an evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollars in circulation, and, I think after all the land that B owns is worth at most only 1 dollar, and no more."
(8) A also thought the same way.
(9) Nobody wanted to buy land anymore.
* So, in the end, A owns the 2 dollar coins, his net asset is 2 dollars.
* B owed C 2 dollars and the land he owned which he thought worth 4 dollars is now 1 dollar. So his net asset is only 1 dollar.
* C has a loan of 2 dollars to B. But it is a bad debt. Although his net asset is still 2 dollars, his Heart is palpitating.
* The net asset of the country = 3 dollars again.
(10) So, who has stolen the 3 dollars from the country ? Of course, before the bubble burst B thought his land was worth 4 dollars. Actually, right before the collapse, the net asset of the country was 6 dollars on paper. B's net asset is still 2 dollars, his heart is palpitating.
(11) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollars bad debt to B, but in return he acquired the land which is worth 1 dollar now.
* A owns the 2 coins, his net asset is 2 dollars.
* B is bankrupt, his net asset is 0 dollar. (He lost everything)
* C got no choice but end up with a land worth only 1 dollar
* The net asset of the country = 3 dollars.
************ **End of the story; BUT ************ ********* ******
There is however a redistribution of wealth.
A is the winner, B is the loser, C is lucky that he is spared.
A few points worth noting -
(1) When a bubble is building up, the debt of individuals to one another in a country is also building up.
(2) This story of the island is a closed system whereby there is no other country and hence no foreign debt. The worth of the asset can only be calculated using the island's own currency. Hence, there is no net loss.
(3) An over-damped system is assumed when the bubble burst, meaning the land's value did not go down to below 1 dollar.
(4) When the bubble burst, the fellow with cash is the winner. The fellows having the land or extending loan to others are the losers. The asset could shrink or in worst case, they go bankrupt.
(5) If there is another citizen D either holding a dollar or another piece of land but refrains from taking part in the game, he will neither win nor lose. But he will see the value of his money or land goes up and down like a see saw.
(6) When the bubble was in the growing phase, everybody made money.
(7) If you are smart and know that you are living in a growing bubble, it is worthwhile to borrow money (like A ) and take part in the game. But you must know when you should change everything back to cash.
(8) As in the case of land, the above phenomenon applies to stocks as well.
(9) The actual worth of land or stocks depend largely on psychology
1) There were 3 citizens living on this island country. A owned the land. B and C each owned 1 dollar.
2) B decided to purchase the land from A for 1 dollar. So, now A and C own 1 dollar each while B owned a piece of land that is worth 1 dollar.
* The net asset of the country now = 3 dollars.
3) Now C thought that since there is only one piece of land in the country, and land is non producible asset, its value must definitely go up. So, he borrowed 1 dollar from A, and together with his own 1 dollar, he bought the land from B for 2 dollars.
*A has a loan to C of 1 dollar, so his net asset is 1 dollar.
* B sold his land and got 2 dollars, so his net asset is 2 dollars.
* C owned the piece of land worth 2 dollars but with his 1 dollar debt to A, his net residual asset is 1 dollar.
* Thus, the net asset of the country = 4 dollars.
4) A saw that the land he once owned has risen in value. He regretted having sold it. Luckily, he has a 1 dollar loan to C. He then borrowed 2 dollars from B and acquired the land back from C for 3 dollars. The payment is by 2 dollars cash (which he borrowed) and cancellation of the 1 dollar loan to C. As a result, A now owned a piece of land that is worth 3 dollars. But since he owed B 2 dollars, his net asset is 1 dollar.
* B loaned 2 dollars to A. So his net asset is 2 dollars.
* C now has the 2 coins. His net asset is also 2 dollars.
* The net asset of the country = 5 dollars. A bubble is building up.
(5) B saw that the value of land kept rising. He also wanted to own the land. So he bought the land from A for 4 dollars. The payment is by borrowing 2 dollars from C, and cancellation of his 2 dollars loan to A.
* As a result, A has got his debt cleared and he got the 2 coins. His net asset is 2 dollars.
* B owned a piece of land that is worth 4 dollars, but since he has a debt of 2 dollars with C, his net Asset is 2 dollars.
* C loaned 2 dollars to B, so his net asset is 2 dollars.
* The net asset of the country = 6 dollars; even though, the country has only one piece of land and 2 Dollars in circulation.
(6) Everybody has made money and everybody felt happy and prosperous.
(7) One day an evil wind blew, and an evil thought came to C's mind. "Hey, what if the land price stop going up, how could B repay my loan. There is only 2 dollars in circulation, and, I think after all the land that B owns is worth at most only 1 dollar, and no more."
(8) A also thought the same way.
(9) Nobody wanted to buy land anymore.
* So, in the end, A owns the 2 dollar coins, his net asset is 2 dollars.
* B owed C 2 dollars and the land he owned which he thought worth 4 dollars is now 1 dollar. So his net asset is only 1 dollar.
* C has a loan of 2 dollars to B. But it is a bad debt. Although his net asset is still 2 dollars, his Heart is palpitating.
* The net asset of the country = 3 dollars again.
(10) So, who has stolen the 3 dollars from the country ? Of course, before the bubble burst B thought his land was worth 4 dollars. Actually, right before the collapse, the net asset of the country was 6 dollars on paper. B's net asset is still 2 dollars, his heart is palpitating.
(11) B had no choice but to declare bankruptcy. C as to relinquish his 2 dollars bad debt to B, but in return he acquired the land which is worth 1 dollar now.
* A owns the 2 coins, his net asset is 2 dollars.
* B is bankrupt, his net asset is 0 dollar. (He lost everything)
* C got no choice but end up with a land worth only 1 dollar
* The net asset of the country = 3 dollars.
************ **End of the story; BUT ************ ********* ******
There is however a redistribution of wealth.
A is the winner, B is the loser, C is lucky that he is spared.
A few points worth noting -
(1) When a bubble is building up, the debt of individuals to one another in a country is also building up.
(2) This story of the island is a closed system whereby there is no other country and hence no foreign debt. The worth of the asset can only be calculated using the island's own currency. Hence, there is no net loss.
(3) An over-damped system is assumed when the bubble burst, meaning the land's value did not go down to below 1 dollar.
(4) When the bubble burst, the fellow with cash is the winner. The fellows having the land or extending loan to others are the losers. The asset could shrink or in worst case, they go bankrupt.
(5) If there is another citizen D either holding a dollar or another piece of land but refrains from taking part in the game, he will neither win nor lose. But he will see the value of his money or land goes up and down like a see saw.
(6) When the bubble was in the growing phase, everybody made money.
(7) If you are smart and know that you are living in a growing bubble, it is worthwhile to borrow money (like A ) and take part in the game. But you must know when you should change everything back to cash.
(8) As in the case of land, the above phenomenon applies to stocks as well.
(9) The actual worth of land or stocks depend largely on psychology
Friday, October 17, 2008
ಕಾರ್, ಕಾರ್, ಕಾರ್, ಕಾರ್, ಎಲ್ನೋಡಿ ಕಾರ್
ಅಮೇರಿಕಾ ಅಮೇರಿಕಾ ಫಿಲ್ಮ್ನಲ್ಲಿ ನಮ್ಮ ಜಯಶ್ರೀದೇವಿಯವರು ಕಾರ್, ಕಾರ್, ಕಾರ್, ಕಾರ್, ಎಲ್ನೋಡಿ ಕಾರ್ ಅಂತ ಎಷ್ಟು ಚೆನ್ನಾಗಿ ಹಾಡಿದಾರೆ. ಅವ್ರು ಹೀಗೆ ಹಾಡ್ಬೇಕಿದ್ರೆ ಅವ್ರಿಗೆ ಮುಂದೆ ಒಂದು ದಿನ ಬೆಂಗಳೂರಿನಲ್ಲೂ ಇದೆ ರೀತಿ ಎಲ್ನೋಡಿದ್ರು ಕಾರು, ಸ್ಕೂಟರು, ಬೈಕು ತುಂಬತ್ತೆ ಅಂತ ಅನ್ನಿಸಿತ್ತೋ ಏನೋ...! ಅದಿಕ್ಕೆ ಆ ಹಾಡನ್ನ ಅವ್ರು ಅಷ್ಟು ಚೆನ್ನಾಗಿ ಎಲ್ಲಾರಿಗೂ ಅರ್ಥ ಆಗ್ಲಿ ಅಂಥ ಹಾಡಿದರು ಅನ್ಸತ್ತೆ. ಆದ್ರೆ ನಂ ಜನ ಅದರಿಂದ ಏನು ಕಲೀಲಿಲ್ಲ....
ಮೊನ್ನೆ ಒಂದು ದಿನ ಬೈಕಲ್ಲಿ ಆಪೀಸ್ಗೆ ಬಂದಿದ್ದೆ. ಆಹಾ... ಅದೆಷ್ಟು ಚೆನ್ನಾಗಿತ್ತು ಟ್ರಾಫಿಕ್ಕು ಅಂತೀರಾ..!! ಒಂದೊಂದೇ ಇಂಚು ನಿದಾನಕ್ಕೆ ಹೋಗ್ತಾ.... ಹೋಗ್ತಾ..... ಎಲ್ಲ ಹೊಗೆ ಕುಡೀತ...ಆಫೀಸ್ ಪಕ್ಕದಲ್ಲಿರೋ ಗಾಡಿ ನೋಡ್ಕೊಂಡು ....ಹಣೆ ಮೇಲೆ ಬರ್ತಿದ್ದ ಬೆವರನ್ನ ಒರಿಸ್ಕೋತ, ವಾಹನ ಏನ್ ಮಜಾ ಅಂತೀರಾ..! ಮನೆಗೆ ಹೋದ ತಕ್ಷಣ ನನ್ ಹೆಂಡತಿ " ಕರಿಯ I ಲವ್ ಯು, ಬೆಂಗಳೂರು ಟ್ರಾಫಿಕ್ ಮೇಲಾಣೆ" ಅಂಥ ಹಾಡೋದೊಂದು ಬಾಕಿ..!!
ಮೊನ್ನೆ ಒಂದು ದಿನ ಬೈಕಲ್ಲಿ ಆಪೀಸ್ಗೆ ಬಂದಿದ್ದೆ. ಆಹಾ... ಅದೆಷ್ಟು ಚೆನ್ನಾಗಿತ್ತು ಟ್ರಾಫಿಕ್ಕು ಅಂತೀರಾ..!! ಒಂದೊಂದೇ ಇಂಚು ನಿದಾನಕ್ಕೆ ಹೋಗ್ತಾ.... ಹೋಗ್ತಾ..... ಎಲ್ಲ ಹೊಗೆ ಕುಡೀತ...ಆಫೀಸ್ ಪಕ್ಕದಲ್ಲಿರೋ ಗಾಡಿ ನೋಡ್ಕೊಂಡು ....ಹಣೆ ಮೇಲೆ ಬರ್ತಿದ್ದ ಬೆವರನ್ನ ಒರಿಸ್ಕೋತ, ವಾಹನ ಏನ್ ಮಜಾ ಅಂತೀರಾ..! ಮನೆಗೆ ಹೋದ ತಕ್ಷಣ ನನ್ ಹೆಂಡತಿ " ಕರಿಯ I ಲವ್ ಯು, ಬೆಂಗಳೂರು ಟ್ರಾಫಿಕ್ ಮೇಲಾಣೆ" ಅಂಥ ಹಾಡೋದೊಂದು ಬಾಕಿ..!!
SKANDAAAAAAAAAAA..!!
He is getting really nasty these days..!! Evening when I get back from office & call his name, he is instant to respond. He makes different gestures & try to convince me that I had to take him in hands. And once he is into the hands & sets his position, there he is….. Ready to attack!! He digs his nails into my cheek, pulls my hair, slaps me hard as he can & tries to bite me with his small, six, sharp teeth… on my prominent nose..! :)
This kind of attack by "SKANDA" is what I wait for when I get back home in evenings. If this course doesn’t happen for a day now, I feel like I am missing something.
He is growing now & getting handsful. Some time when we see other kids of his age walking & playing around, me & ramya feel bad, thinking about his condition 'coz of his premature birth, but…. @ the sametime we are happy for the less damage done. His physiotherapy treatment is paying off & the slow but steady improvement he is showing is all what we need.
He is @ his best when he plays with Grampa, Ramya's dad. The old man is never tired of playing with his "Ammanna", as he calls Skanda adorably. Even Skanda eagerly waits just for his grampa's call or for the "boochi" stories he narrates or for a walk on his shoulders..!!
Skanda is also a good listener when his Viswa "Mava" entertaines him with his animal stories..! His smile is a feast to watch when his mava begins his conversation with "Good Morning PINTI"..!!
And ofcourse..... he is the most charming with his mom.....!!
Monday, October 13, 2008
Friday, May 30, 2008
BANGALORED
"So... you got bangalored..!" :) Yeh... this is how my friend replied when I told him I shifted to bangalore. Hmm....Bangalore... Does it has feel good factor in it? Hmm.... Yes.. No... Maybe..!!
When I came back to bangalore I always used to think how it was in hyderabad. (Not that I have stopped... I still do..!) traffic - Hyd'bad better, food-bangalore awesome, weather -bangalore better... & so on. But.... now I am trying to enjoy everything in bangalore. Yeh... when I cannot chage the past, why should I compare & crib..?! So, how some suddenly this "jnaanodaya" sir..? Ella OK... cribbing yaake antha..?!!
Last week, on my way home as usual we were stuck in ring road traffic. With typical bangalore evening drizzle outside, the rush hour traffic was really heavy. I was talking to Jayanth & I mentioned how much I am frustrated with bangalore traffic. He had a simple solution...! He told "Ravi... as long as you keep thinking about traffic, it will frustrate you. So... simply enjoy it..!!". It sounded quite stupid, but it works!! I didnt know how to enjoy... so I started observing other around me. Few ppl had a beautiful solution for this.... SLEEEEEP!! Now I know why lot of techies have sleepy eyes even when they get off the cab in evening. Anyways... many sleep, some read, some sit quite & think, few talk... gossip. In my cab I have few guys who make comments on every vehicle we cross.....!! They comment on their driving, driver, girls in that cab, their dress, the captions on that vehicle... & so on. Well.... I belong to gropu who sit quite & think. Now.... what I think??? Cmon friends.... lets keep it personal & private.:)
One more thing I enjoy about the cab is FM...!! The driver keeps switching between 2-3 channels where good songs are being played. Sometimes I feel FM channels are loud, repititive & nasty, I simply enjoy that too..! Radio City.... Mirch.... SFM....!! During 2000-2001 when I used to commute to ITPL (Whitefield) we had only Radio City... but it was full english & hindi. Hardly they had kannda songs playing in that. There were even protests going against Radio City's anti-kannadaism. Now.... in 2008.... we have about 6-8 channels, & majority playing kannada. Even Radio City, for whom kannada was not 'compatible' has switched over..!! Now their punch line says "Sikkapatte Kannada, Swalpa Hindi, TOTAL BANGALORE"..!!
Well.... the another thing I am really enjoying in bangalore is Food...!! You get awesome masale dose for 10-12 Rs in a darshini. Darshini idli-sambar.... no star resturant can match its taste. Evening set out for a walk... taste Masale puri @ road side cart.....or try chota fried rice or noodles....& drain it down with Cane-O-La sugar cane juice or Ganesh Juice centers juice variety or bhavani's Nerale hannu (Black Jamoon) Juice.
Now...now... it was the same me who was talking all nonsense about bangalore few weeks before...!! But change is constant you see...!! So... I am changing for good. :)
Wednesday, May 28, 2008
ಹಿಂಗಿದೆ ಗುರು ಬೆಂಗಳೂರು..!
ಸ್ವಲ್ಪ ದಿನಗಳ ಹಿಂದೆ ನನ್ ಸ್ನೇಹಿತ ರಾಜಣ್ಣ ಮೈಲ್ ಮಾಡಿ ಕೇಳಿದ್ರು..... ಹೆಂಗಿದೆ ರವಿಯಣ್ಣ ಬೆಂಗಳೂರು ಅಂತ.... ಅವರಿಗೆ ರಿಪ್ಲೈ ಮಾಡಿದನ್ನೇ ಇಲ್ಲಿ ಬರ್ದಿದೀನಿ... ಅಷ್ಟೆ..
ಬೆಂಗಳೂರು ಕೆಟೋಗಿದೆ... ಕೆಟ್ಟು ಕುಲಗೆಟೋಗಿದೆ. ಆಕಾಶಕ್ಕೆರಿರೋ ಮನೆ ಬಾಡಿಗೆ...ಬಾಡಿಗೆ ಹತ್ತರಸ್ಟು ಅದ್ವಾನ್ಸು...ಕೊಡಕ್ಕೆ ರೆಡಿ ಇದ್ರು ಮನೆ ಸಿಗೋಲ್ಲ... ಸಿಕ್ರು ಮನೆ ಸರಿ ಇರಲ್ಲ...ಮನೆ ಸರಿ ಇದ್ರೆ ಓನರ್ ಕಿರಿಕ್ಕು..ಮನೇಲಿ..... ನೀರಿಲ್ಲ ನೀರು ಬಂದ್ರೆ ಕರೆಂಟ್ ಇಲ್ಲ....
ಬೀದಿಗೆ ಬಂದ್ರೆ ರೋಡ್ ತುಂಬ ಜನ ಗುರು.... ಕಾಲ್ ಕಾಲ್ಗೆ ಸಿಕ್ಕೊಂದು ಸಾಯ್ತಾರೆ..! ಫೂತ್ಪಾಥ್ ತುಂಬ ಜನ... ರೋಡ್ ತುಂಬ ಟ್ರಾಫಿಕ್ಕು...ಎಲ್ ನೋಡಿದ್ರು ಕಾರು... ಟೂ ವ್ಹೀಲೆರ್. ಉಸಿರಾದಕ್ಕೆ ಒಳ್ಳೆ ಗಾಳಿ ಇಲ್ಲ... ಬರಿ ಹೊಗೆ....
ಇಷ್ಟರ ಮದ್ಯ ಬಿ.ತಿ. ಎಸ್ ಮತ್ತೆ ಆಟೋ ಕಿರಿಕ್ಕು. ಎಲ್ಲಿಗೆ ಹೋಗ್ಬೇಕಿದ್ರು ಆಟೋ ಸಿಗೋಲ್ಲ... ಸಿಕ್ರೆ ಅವ್ನು ಬರಲ್ಲ... ಬಂದ್ರೆ ಒನ್ & ಹಾಪು. ಅಸ್ತು ಕೊಟ್ತ್ಮೆಲೂಅವ್ನ ಜೊತೆ ಕಿರಿಕ್ಕ್ ತಪ್ಪಿದ್ದಲ್ಲ...
ಅಷ್ಟು ಜನ ಇದ್ರು ಒಬ್ರು ಕನ್ನಡ ಮಾತೊದೊವ್ರು ಸಿಗೋಲ್ಲ..... ಸಿಕ್ಕವ್ರಿಗೆ ಸರಿಯಾಗಿ ಮಾತಾಡಕ್ಕೆ ಬರಲ್ಲ....ಸರಿಯಾಗಿ ಕನ್ನಡ ಬರೋವ್ರು ಕನ್ನಡ ಮಾತೆ ಆದೊಲ್ಲ....
ಹಾಳಾಗೋಗಿದೆ ಗುರುವೇ.... ಬೆಂಗಳೂರು ಹಾಳಾಗೋಗಿದೆ...!
ಬೆಂಗಳೂರು ಕೆಟೋಗಿದೆ... ಕೆಟ್ಟು ಕುಲಗೆಟೋಗಿದೆ. ಆಕಾಶಕ್ಕೆರಿರೋ ಮನೆ ಬಾಡಿಗೆ...ಬಾಡಿಗೆ ಹತ್ತರಸ್ಟು ಅದ್ವಾನ್ಸು...ಕೊಡಕ್ಕೆ ರೆಡಿ ಇದ್ರು ಮನೆ ಸಿಗೋಲ್ಲ... ಸಿಕ್ರು ಮನೆ ಸರಿ ಇರಲ್ಲ...ಮನೆ ಸರಿ ಇದ್ರೆ ಓನರ್ ಕಿರಿಕ್ಕು..ಮನೇಲಿ..... ನೀರಿಲ್ಲ ನೀರು ಬಂದ್ರೆ ಕರೆಂಟ್ ಇಲ್ಲ....
ಬೀದಿಗೆ ಬಂದ್ರೆ ರೋಡ್ ತುಂಬ ಜನ ಗುರು.... ಕಾಲ್ ಕಾಲ್ಗೆ ಸಿಕ್ಕೊಂದು ಸಾಯ್ತಾರೆ..! ಫೂತ್ಪಾಥ್ ತುಂಬ ಜನ... ರೋಡ್ ತುಂಬ ಟ್ರಾಫಿಕ್ಕು...ಎಲ್ ನೋಡಿದ್ರು ಕಾರು... ಟೂ ವ್ಹೀಲೆರ್. ಉಸಿರಾದಕ್ಕೆ ಒಳ್ಳೆ ಗಾಳಿ ಇಲ್ಲ... ಬರಿ ಹೊಗೆ....
ಇಷ್ಟರ ಮದ್ಯ ಬಿ.ತಿ. ಎಸ್ ಮತ್ತೆ ಆಟೋ ಕಿರಿಕ್ಕು. ಎಲ್ಲಿಗೆ ಹೋಗ್ಬೇಕಿದ್ರು ಆಟೋ ಸಿಗೋಲ್ಲ... ಸಿಕ್ರೆ ಅವ್ನು ಬರಲ್ಲ... ಬಂದ್ರೆ ಒನ್ & ಹಾಪು. ಅಸ್ತು ಕೊಟ್ತ್ಮೆಲೂಅವ್ನ ಜೊತೆ ಕಿರಿಕ್ಕ್ ತಪ್ಪಿದ್ದಲ್ಲ...
ಅಷ್ಟು ಜನ ಇದ್ರು ಒಬ್ರು ಕನ್ನಡ ಮಾತೊದೊವ್ರು ಸಿಗೋಲ್ಲ..... ಸಿಕ್ಕವ್ರಿಗೆ ಸರಿಯಾಗಿ ಮಾತಾಡಕ್ಕೆ ಬರಲ್ಲ....ಸರಿಯಾಗಿ ಕನ್ನಡ ಬರೋವ್ರು ಕನ್ನಡ ಮಾತೆ ಆದೊಲ್ಲ....
ಹಾಳಾಗೋಗಿದೆ ಗುರುವೇ.... ಬೆಂಗಳೂರು ಹಾಳಾಗೋಗಿದೆ...!
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